DST Cash Advance Loans. Payday Cash Loans – Apply Now!

Easy application Process
Bad Credit Accepted
No hard credit checks performed
Instant approval decision
Transparent and secure loan agreements

It can be tough to overcome financial emergencies without any additional assistance. Even if you think you have foreseen everything, unexpected expenses may be waiting for you just around the corner. It becomes even harder to beat them on your own if you have some issues with your credit history. Banks and credit unions usually pay much attention to borrowers’ credit scores, so people with bad credit are often left to their own devices.

Luckily, we have a great short-term financial solution for people with any credit and income range. Applying for a payday loan with DST Cash Advance Loans, you can get the support you need within a business day. There is no unnecessary paperwork or faxing required. We are always here to help you cover any emergency expenses, whenever you need it most!

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What Are Payday Advance Loans?

A payday advance loan is a small-dollar cash advance created to cover your urgent cash shortages. Like all short-term loans, payday loans have limited repayment terms, typically by your next paycheck.

You can get loan amounts from $50 to $1,000 via direct deposit to your bank account as soon as the next business day. On the due date, you need to repay the money in one lump sum. The amount you have to repay consists of your loan principals (or initial sum you’ve borrowed) and a lender’s finance charge, which may consist of an interest rate, flat fee, origination fee, etc.

As a payday loan is an emergency cash advance, direct lenders strive to simplify the application process. That is why you don’t have to gather many documents to apply for an urgent loan.

Also, payday lenders usually specialize in instant assistance for bad credit borrowers, so they don’t consider your credit score to be a determining factor when making loan decisions. You’re welcome to apply with any FICO score and get an amount to cover your short-term financial needs.

However, payday loans may not be available to everyone. Federal law may set restrictions that prevent borrowers from any criminal actions from direct lenders. That is why payday loans are banned in some states. Before getting on a payday loan, make sure your state regulations allow you to obtain one.

How Does It Work?

Getting a loan has never been so easy!

Apply

Visit our store and fill out an application form in 5 minutes.

Receive an immediate response

We will check your data quickly without affecting your credit score and come back to you with a loan decision.

Sign a loan agreement

If approved, read your loan agreement carefully and leave your signature to get the money.

Receive the loan amount

Access the funds in your bank account within 24 hours and use them for any purpose.

Repay the loan cost

Make sure you have enough money on the due date to avoid late fees in case of non-payment. The lender will withdraw money electronically from your checking account.

A Cash Advance Loan APR Explanation

Payday loans are commonly considered expensive. And yes, an annual percentage rate on a payday loan is usually pretty high. However, an APR determines the amount you have to pay for the whole year of using your cash advance. But payday cash advances are short-term loans with a repayment period that usually doesn’t exceed 30 days.

Thus, when people say payday loans have high interest rates, they typically mean the charge you will have to pay if you use the loan for a year or more. Payday loan charges may vary from state to state and from lender to lender. Basically, lenders set charges from $15 to $30 per each $100 obtained, which is usually quite affordable.

Payday Loan Requirements

A payday loan is easy to get, even if you have less-than-perfect credit. Here are some basic requirements you need to meet to qualify for an emergency cash advance:

Be at least 18 years old;
Have an active checking account;
Prove your income with a bank statement;
Have a valid government-issued photo ID;
Provide us with your personal and contact data.

Thus, payday lenders don’t set any minimum credit score requirements and don’t pay much attention to applicants’ credit report details.

We also don’t perform hard credit checks through main credit reporting bureaus, so applying with us doesn’t hurt your credit rating. Please, take a nore that other lenders may require you to provide them with some additional information and documents.

However, before obtaining an emergency cash advance, check out your state laws, as they may have set restrictions to prevent you from accessing a payday loan.

What Do I Need to Apply?

Social Security Number;
Valid government-issued ID;
Your checking account number and bank routing number;
Permanent address, contact phone number, and email.

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Where Can I Find Payday Loans Near Me?

You can take out a short-term loan from various lending companies and loan agencies. There are now many loan products to meet your short-term needs till your next payday. However, you should compare various offers before obtaining a loan to make the right lending decisions.

DST Cash Advance Loans offers fair loan products at competitive rates. We are always happy to provide you with the assistance you need right away! Use our locator to find a cash advance near me, and come in today to solve your money problems within a business day.

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DST Cash Advance Loans is not a loan provider. We do not have control over the APR you will undoubtedly be provided. We show a Rep APR just as it is based upon information offered from multiple loan providers. Certified customers can obtain lending with APR Rates ranging from 5.99% min to 35.99% max and fundings settlement duration of a minimum of 65 days, maximum 48 months. Your lending amount, APR, and repayment term will certainly vary based on your credit worthiness, state, as well as loan provider or lending partner.
Although some providers use rates from 5.99%, approximately 35.99% APR rates that are reduced are only available to specific clients. Essential Details: Some lenders and solutions may not come to homeowners of all States based on loan provider’s choices and regulations particular to that State.
The following table represents example prices, is for informational functions only, and might not show the real APRs supplied by your loan provider and/or borrowing companion. The settlement terms are for close-end funding products and do not reflect all car loan items provided in our network.

Loan Amount	Interest Rate	Loan Term	Fee	Fee Cost	Repayment	APR	Total Repayments	Total Cost
$1,000	24.00%	12 months	3.00%	$30	$94.56	29.82%	$1,134.72	$164.72
$2,000	19.00%	24 months	5.00%	$100	$100.82	24.12%	$2,419.68	$519.68
$5,000	13.00%	48 months	8.00%	$400	$131.67	18.23%	$6,320.12	$1,720.12
$10,000	7.90%	60 months	10.00%	$1,000	$202.28	9.20%	$12,136.80	$3,136.80

Suppose you applied for a $1,000 loan with a term of 12 months. It will have a total cost, including interest, of $1,134.72 with an APR of 29.82%. The interest rates are between 5.99% and 35.99% APR. Usually, the loan term length ranges from 3 to 48 months for qualified borrowers.

Fast Cash Payday Loans With Bad Credit – Can I Get Them?

You’re welcome to apply for a payday loan with both good and bad credit. Direct lenders usually don’t pay much attention to your credit score.

Having a steady source of income is more important as a lender wants to be sure you have enough money to repay the loan without delays. Thus, if you have at least $1,000 income per month, you’re welcome to apply for an emergency loan.

Apply for a Cash Advance Loan!

When to Consider Pay Day Loans?

A payday loan may be a good solution to:

Cover your daily essentials;
Avoid your credit card overdraft fees;
Pay for your medical expenses;
Cover utility bills;
Pay for repair works;
Beat any other emergency expenses.

You should not consider payday loans if you’re looking for a long-term financial solution. They have a high annual percentage rate and may become even more expensive if you will start a rollover or ask for an installment payment plan to expand the repayment terms. Also, payday cash advances are not the best solution for unessential expenses

Benefits of DST Cash Advance Loans

DST Cash Advance Loans offer competitive loan options for people who get into a difficult financial situation. Each of our 12 branches opens its door every day to help people across the US solve their money problems. You can always count on our support, whatever your needs are. Choose us if you value:

Customer care

We value your time and treat each customer with love and kindness. At DST Cash Advance Loans, we’re sure our clients are more than just transactions;

Qualified assistance

With years of lending experience and a desire to help people reach financial stability, we apply our knowledge to offer you the best solution that suits your current situation;

Affordable services

We offer loans at competitive rates and have no hidden fees or any additional charges. Your satisfaction is always above financial gain;

Instant financial support

Applying with us, you will get the amount you need as soon as the next working day.

Do You Have Questions? Call or Drop Us a Line!

If you have questions about our company or would like to reach out directly, contact us. We are located at 243 E 3300 S, South Salt Lake, UT 84115. Our manager Olyvia Shana will be happy to answer any questions you may have at [email protected]. Also, you can call us at (385) 855-1737.

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FAQ

Yes, they are! Payday loans are always on the list of the most accessible loans for people with any credit and income. There are just a few requirements for obtaining an emergency loan. Lenders set no minimum credit score requirements and don’t require any collateral.

Direct lenders commonly transfer loan amounts within 24 hours. In most cases, you can access the money in your bank account as soon as the next business day. In some cases, it may also happen faster. If you want to get cash the same day, try to apply early in the early morning on a weekday.

No credit check loans typically mean that a payday lender doesn’t perform a hard credit inquiry through major credit bureaus. However, paycheck lenders usually check loan applications through some free alternative sources. Anyway, such a check doesn’t hurt your credit.

Loans till your next payday may not meet your needs if you’re looking for a long-term financial solution or want to take out some significant loan amount. Try to consider personal loans if you have good credit. You can also apply for an installment loan that allows you to borrow up to $5,000 with any credit and repay the money in equal monthly payments within 24 months. There are also title loans that are available for bad credit borrowers who can provide a lender with collateral.